2 Possible Futures for Florida’s 2026 Housing Market | Insights, Tips & Guidance You Can Trust

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🌡️ Scenario 1: Mortgage rates stay high 6–7%+, keeping market cautious and steady.

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🏘️ Inventory grows as homeowners list properties and new construction adds supply.

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📉 Prices could stabilize or slightly decline.

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💸 Scenario 2: Rates drop near 6%, awakening latent buyers and increasing competition.

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📈 Lower rates could boost sales, stabilize prices, and modestly increase home values.

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